Tri Cities Attorney Question and Answer

After representing a number of people who were injured in car accidents, where the other driver was uninsured or underinsured, I decided to updated my own car insurance policy. I was amazed at how little additional coverage costs per month. In a recent case, we had a client who had over $50,000 in medical bills, but the driver who caused the auto accident only had $25,000 in coverage for liability and our client only had $25,000 in underinsured motorist coverage. So the total available form insurance didn't even cover her medical bills.  I looked up my own policy and saw that I only had $50,000 in accident and UM coverage. So I asked my agent how much it would cost to bump it up from $50,000 to $300,000. A huge increase - right. I found out that the majority of my cost was in the policy itself and there was very little increase in price for this huge bump in coverage. So for just a couple dollars a month I now feel secure that this ladies situation will not happen to me or my family if we are hit by another driver. I also increased my Personal Injury Protection in case the accident is my fault (which will cover my medical bills and lost wages even if the accident is my fault.

Last changed: Aug 03 2011 at 6:56 PM

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